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🚨 Retirees: Did you know starting CPP early could cut your pension for life? If you collect CPP before 65, your benefit is permanently reduced by up to 36%. And here’s the truth: if one partner passes away, the survivor can lose nearly half of their CPP — often left with only around $300/month to live on. That’s why more Canadians are turning to life insurance — to protect their retirement income when CPP alone simply isn’t enough. 🍁 Here’s what you can lock in today: ✅ Up to $250,000¹ in cove
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