Pre-approval vs Unconditional Approval – What’s the difference? Let’s break it down simply! A pre-approval (also known as conditional approval) means the lender has reviewed your application and said, “Based on what we know so far, you’re likely good to go.” But it’s still conditional – the bank might need a property valuation, some more documents, or final checks before locking it in. An unconditional (final) approval is when everything has been signed off – the lender is 100% happy with both y
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Pre-Approval vs. Pre-Qualification: Why It Matters When you’re getting ready to buy a home, one of the most important first steps is knowing how much you can afford. While both pre-qualification and pre-approval can help, there’s a big difference between the two — and that difference can make or break your offer in today’s competitive market. ✅ Pre-Qualification: This is simply an estimate of what you might be able to borrow. It’s based on the information you provide about your income, debts, an
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