I’m gonna be real, I can’t do this alone… insurance is a dangerous business and what we are doing goes against a model that has worked for THEM for years. But it’s a risk worth taking. We are refunding unused premiums, so if you don’t claim… you get money back. Insurance is broken, people feel like insurers are merely betting against them. When they don’t claim they get nothing back and when they do claim their premiums skyrocket! There’s no exchange of goods and services, just the disgusting li