Good morning, ladies and gentlemen, and welcome to the Norfolk Southern Corporation Fourth Quarter 2025 Earnings Conference Call. [Operator Instructions] Also note that this call is being recorded on ...

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Today, we'll review second quarter 2025 results for Cullen/Frost Bankers, Inc. Our Chief Financial Officer, Daniel J. Geddes, will provide additional commentary and guidance before we take your ...

With me today are John Orr, our Chief Operating Officer, Ed Elkins, our Chief Commercial Officer, and Jason Zampi, our Chief Financial Officer. Before we get into the numbers, I want to recognize our ...

Operating lease depreciation was GBP 1.45 billion in the year, up 10% versus 2024. This was driven by fleet growth, ...