Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you are a recent immigrant to the U.S., an international student or another noncitizen and don't have a ...

Amanda Smith is a freelance journalist and writer. She reports on culture, society, human interest and technology. Her stories hold a mirror to society, reflecting both its malaise and its beauty.

Understanding how much you earn and spend is the key to getting control of your finances. Creating a budget gives you a better sense of where your money is going and can help you achieve financial ...