There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Just as investments can be an integral part of your financial plan, so too can life insurance. Universal life insurance, in particular, offers a unique blend of insurance coverage and investment ...

Helping senior clients through estate planning requires a comprehensive strategy that includes consultations with their legal and tax advisors to ensure proper asset distribution, minimize tax ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and about its pros and cons.

Benjamin Franklin once famously opined that nothing in the world could be certain but death and taxes. But when it comes to estate planning, how can you separate the certainty of the former from the ...

With Veterans’ Group Life Insurance (VGLI), you may be able to keep your term life insurance coverage after leaving the military as long as you continue to pay the premiums. This can provide veterans ...

Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

Discover how the waiver of premium for payer benefit riders work, who qualifies, and the advantages of adding this feature to ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...