If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Though paying your bills on time is one of the best ways to build a good credit score, it's not the only important factor. How much you owe compared with your credit limits -- your credit utilization ...

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

Your credit utilization ratio is one of those things you probably don't spend much time thinking about. Heck, you may not even know what a credit utilization ratio is. In that case, here's a primer.

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

Financial ratios help investors determine which businesses to buy into. These ratios also help business leaders discern whether particular strategies are working. While there are dozens of types of ...

In the world of credit scoring, credit utilization is one of the most important factors. In fact, this factor is second only to payment history in importance to your FICO score (weighing in at 30 ...