Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

Aven and Figure are two fintech lenders changing how people tap into their home equity, each with a distinct product. Both ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

How to use home equity to build wealth For most people, a home isn’t just where they live — it’s one of their most powerful financial assets. As you make mortgage payments and your property’s value ...

HELOC rates took a big dive in the latest week, dropping to three-year lows. The $30,000 home equity line of credit plummeted ...

Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

Is a home equity loan right for you? You’ve been faithfully paying your mortgage for decades, watching your home’s value climb while your loan balance shrinks. Now that you’re approaching or already ...

For most people, a home isn’t just where they live — it’s one of their most powerful financial assets. As you make mortgage payments and your property’s value grows, you build home equity, or the ...