Smoking is a habit that has significant repercussions on various aspects of health and well-being. One of the critical areas where smoking plays a detrimental role is in obtaining life insurance. Life ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

See the benefits and limitations, plus a cost analysis.

The recent cost-analysis from the life assurance and pensions provider found that a 44-year-old person who has stopped ...

Smokers are being told that quitting could lead to substantial savings on life insurance. According to Royal London Ireland, smokers could cut the cost of their life insurance premiums by as much as ...

Smokers pay at least triple for life insurance compared to nonsmokers, even if you are in good health. Life insurance companies check for nicotine use in several ways, including urine and blood tests ...