Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

Many drivers think the cost of car insurance depends mostly on your driving record. But increasingly, car insurers also include other factors that have nothing to do with driving. Consumer Reports got ...

In most states, insurers use what’s known as a credit-based insurance score to help determine home insurance rates. Many, or all, of the products featured on this page are from our advertising ...

Your credit score can impact your car insurance rate. According to a recent Zebra analysis, people whose credit score is below 580 (poor credit) pay $2,729 annually in car insurance. Those with an 800 ...

Merely four states (California, Massachusetts, Hawaii and Michigan) prohibit car insurance companies from using drivers’ credit scores to determine insurance rates. For the rest of us, credit scores ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...