How Roth IRA gains are taxed depends on when and why you withdraw the money. You can typically withdraw growth inside a Roth ...

Making tax-free withdrawals from a Roth IRA depends on when — and what — you’re withdrawing. Otherwise, taxes and penalties could apply. Many, or all, of the products featured on this page are from ...

Traditional IRAs and Roth IRAs are both great ways to boost your retirement savings. Learn about the differences between ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

With a Roth IRA, you contribute after-tax dollars, so there is no tax deduction when you put money in. The benefit comes later because your investments grow tax-free and qualified withdrawals in ...

Oh boy! Did I get your attention? You say, “But Kelly! I thought all Roth IRA distributions were tax free!” I say, “Not so fast, Sparky.” This is embarrassing. I used to think like you. Then I got my ...

If you withdraw money from your traditional IRA before age 59½, you will likely have to pay a 10% penalty on top of regular ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

January is a great time to start working toward your financial goals. If you’re looking to start investing, the first step is to open an investment account. But which kind of account is right for you?