Secretary of State David Scanlan has come out against legislation that would permit the state’s four risk management pools, which provide health, property or casualty insurance for governmental units, ...

ICHRAs could either stabilize or destabilize ACA risk pools, with adoption patterns raising concerns about access, equity, ...

Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is ...

Drivers who rack up speeding tickets or cause multiple accidents could have trouble finding affordable auto insurance. While a driving mishap or two are likely to increase your rates, too many ...

When Senate Bill 297 was introduced as a late bill in February, it created worry and confusion for local governments. The bill was written at the request of the office of the Secretary of State, who ...

Why do we allow insurance pools, especially in health insurance? Obviously it is a moneymaker for the insurance company, but it appears unique to the insurance industry. My neighbors and I don't pay ...

A public risk pool in Illinois is taking on some of the biggest names in pharma and health insurance over insulin pricing.

Should brokers be compensated for helping consumers to enroll in government programs like the Pre-Existing Condition Insurance Plan (PCIP) created by the new healthcare reform law? Until now, the ...

In a previous instalment, I wrote that the medical insurance sector is facing three big issues: rising risk within the risk-pool; rising healthcare costs, and rising medical claims. As a result, the ...

As Republicans struggle to replace Obamacare, House Speaker Paul Ryan wants to make state high-risk pools part of the solution – but doing so would resurrect a failed coverage model that suffered from ...