The 4% rule might be a little outdated for 2026.

Many retirees tell me the same thing: "Joe, I don't want to check the market every day, and I don't want to make a stupid ...

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to build a flexible spending plan that fits your life.

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, ...

For decades, the 4% rule was considered a simple benchmark for retirement withdrawals. Developed in the 1990s by financial ...

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

When you’re young, the savings strategy is pretty simple. Create a small emergency fund and put most of your money into equities. Stocks, real estate, crypto, and other investments can grow at a ...