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Current mortgage rates for Jan. 2026

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 · 23h · on MSN
What are today's mortgage interest rates: January 16, 2026?
Hoping to buy a home or refinance your current one? These are the mortgage rates to know before getting started.

Continue reading

 · 1d
Here Are Today’s Mortgage Refinance Rates: January 16, 2026 – Rates Decrease
 · 1d
Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage
National Mortgage Professional
2d

Rate Drop Triggers Refi Surge

Mortgage application activity rebounded sharply last week as falling interest rates reignited refinance demand and kept ...
7d

Mortgage rates are projected to drop, but not enough to justify refinancing. How homeowners can tap into their equity for more cash without a new deal

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...
7d

How Banks Determine Loan Interest Rates: Key Factors Explained

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...
3don MSN

Mortgage refinance demand surges 40% higher after Trump post briefly tanks interest rates

Mortgage rates dropped markedly at the end of last week, causing a huge jump in demand to refinance and a smaller surge in ...

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