Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

CheapInsurance.com reports that dwelling coverage often lags behind rising rebuild costs, emphasizing the need for regular audits to prevent underinsurance.

Insurers are quietly rewriting the rulebook for what it costs to protect your home, and the shift is not just about location ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...

Home insurance rates have skyrocketed nearly 70% in the past five years, according to ICE Mortgage Technology. For single-family households with a mortgage, premiums are averaging around $2,370 per ...

The U.S. home insurance market exhibited signs of stabilization in 2025 after years of steep premium increases and significant capacity constraints, according to a new industry analysis by insurtech ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat insurance as an active financial decision, not a passive bill. Home insurance ...

Insure.com reports that Amica ranked as the top home insurance provider for 2026, followed by Travelers and Allstate, based ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.