Discover how longevity derivatives hedge against longevity risks, explore their benefits for pension plans, and understand ...

Longevity risk refers to the potential financial risk that arises from individuals living longer than expected. Specifically, it is the risk that an individual or entity will outlive their expected ...

Service is deteriorating at the Social Security Administration. Complaints are rising about worsening backlogs and delays at the understaffed agency, largely thanks to Elon Musk’s Department of ...

Trustees appear comfortable with buy-ins as part of a scheme’s derisking journey, as buy-in contracts readily provide for future conversion into buyout. Trustee clients have shown a marked increase in ...

When signing up for insurance, people often worry whether they will receive sufficient insurance payouts when truly needed.

Two defined benefit (DB) pension schemes sponsored by Lloyds Banking Group have agreed longevity insurance and reinsurance arrangements. The deals cover liabilities of £2.1bn in the Lloyds Bank ...

How do wealth status and financial planning impact perceptions of our health, especially when we imagine ourselves a few years—or even a few decades—from now? It’s a nuanced question, which is why ...