A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Life insurance plays an essential role in protecting the financial well-being of individuals and their families. It provides a sense of security by offering a payout or death benefit to beneficiaries ...

Unfortunately, the SECURE Act of 2019 made it more difficult for the beneficiaries of IRAs and other retirement accounts to ...

Life insurance provides protection and financial security to individuals and their loved ones. It serves as a contract between the policyholder and the insurance company. The policyholder pays ...

With current estate-tax rules set to expire at the end of next year, life insurance could help heirs to some high net worth clients avoid bigger costs and payments to Uncle Sam in the future.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance strategies ...

Life insurance can in some instances help your clients lower their estate taxes, particularly in cases where the expiring provisions of the 2017 Tax Cuts and Jobs Act could mean higher levies, ...

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...