A single decision could impact your income for the rest of your life. Before you make that call, here are just a few things you absolutely must consider.

When retirement is around the corner, the question of when to start receiving Social Security benefits becomes a more pressing issue. Qualified individuals can apply between the ages of 62 and 70. Let ...

Workers can reduce their tax bill by saving for retirement in tax-advantaged accounts. Traditional retirement accounts offer an immediate tax deduction, while Roth accounts provide tax-free income in ...

Clients frequently ask me about the best time to start taking Social Security benefits, with the hope that there's a golden rule or simple answer. As with so many areas of financial planning, we need ...

The U.S. Social Security system includes special provisions that allow individuals to claim benefits based on their spouse’s earnings record—even if the spouse is deceased or they are divorced.