Key Takeaways The average credit card balance per borrower in the U.S. was $6,618 at in 2025, up about 1.2% from 2024.Total U.S. credit card debt is about $1.21 trillion, up 5.9% from the previous ...
If you’re using a balance transfer, you should prioritize paying off the balance before the introductory APR period ends. If you’re unable to pay off the entire balance, you can still save on interest ...