Overdrawing your bank account isn’t fun — but it happens. When it does, one of the first questions people ask is: does overdraft affect your credit score? The short answer? Not directly. But there’s ...

If you spend more money than you have in your checking account, your balance will go negative, and your bank will charge you an overdraft fee. Overdraft protection is a feature offered by many banks ...

Overdraft fees could be the worst banking fees ever. They’re like speeding tickets: Drive carefully and you won’t get any.

No, over drafting your account won’t directly show up on your credit report. That’s because credit bureaus — like Experian, TransUnion and Equifax — don’t track your checking account behavior. But ...