While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Balance transfers are a useful tool for paying off credit card debt, as they allow you to move high-interest debt to a card with a 0 percent introductory APR. It is important to carefully consider ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay interest for as long as 24 months.

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble. The right offer buys you time at a low or even 0% rate so more of every ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

What Is a Balance Transfer Credit Card? Credit card debt can feel overwhelming when most of your monthly payment goes toward interest charges. A balance transfer credit card provides the opportunity ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR cards to ...

If you're transferring a $10,000 credit card balance to a 0% intro APR card, you're likely looking at a $300 to $500 balance transfer fee. That's based on the typical 3% to 5% fee most cards charge ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...