Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Supercharge your money by choosing a free checking account that offers a cash bonus: you’ll get a place to park your savings and earn extra cash. Some of the best checking account bonuses offer up to ...

Make sure you have a cash buffer.

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A joint checking account ...

When you’re nearing retirement age, you’ll see plenty of discounts and perks aimed at seniors. Among them: senior checking accounts. Should you get one? The quick answer: not necessarily. A senior ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...