Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

What would you do if you were injured and couldn’t work? Maybe you have an emergency fund with enough cash to cover your essential living expenses for three to six months (or longer). But what happens ...

The COVID-19 pandemic reminds us that losing a steady paycheck for even a couple of months can have drastic effects, many of which happen when someone experiences a severe health condition or injury.

Employers have a new opportunity to boost financial wellness among employees following a recent Department of Labor decision, expanding auto-enrollment programs to disability insurance plans.

During most of my 31-year insurance career, I tried to convince people of the need for disability income insurance (DI). If you get sick or injured and can no longer work, DI is designed to replace a ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

There’s a substantial gap between people who believe they need disability insurance and those who actually have it. What’s concerning is the likelihood that employed adults will need disability ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Disability income replaces a portion of lost wages when an ...

Between the loss of income and increases in medical care costs, disabling injuries suffered by high-income physicians can cause financial devastation that far exceeds that of their premature death.

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

Disability insurance or disability income insurance (abbreviated DI in the industry), is designed to compensate the policy holder for income lost if the holder becomes disabled. DI usually also covers ...