She made a point in May to remind colleges of their role in ensuring borrowers repay their loans. As recently as Jan. 7, the ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

The U.S. Department of Education will delay plans to seize tax refunds and garnish wages from struggling student loan ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Complaints about aggressive debt collection have skyrocketed in recent months, federal data shows, a sign that more Americans are falling behind on credit cards and medical bills. The rise in ...

ALBANY- The number of hospital debt lawsuits and debtors have plunged following changes to state laws around medical debt collection, according to a new report by an advocacy organization. The eight ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

Complaints about debt collectors have soared, according to new federal data. The Federal Trade Commission received 194,225 ...