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Current mortgage rates for Jan. 2026

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 · 1d
Here Are Today’s Mortgage Refinance Rates: January 16, 2026 – Rates Decrease
The rate on a 30-year fixed refinance dropped to 6.14% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.23%. On a 20-year mortgage refinance, the average rate is 6.

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 · 1d · on MSN
What are today's mortgage interest rates: January 16, 2026?
 · 2d
Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage
2don MSN

Mortgage rates fall to 3-year low, offering relief for homebuyers

The average interest rate on a typical mortgage dipped to 6.06%, the lowest level since September 2022, according to Freddie ...
FingerLakes1.com
1d

The Difference Between Refinancing and Borrowing Against Home Equity

For many homeowners, a house represents more than just a place to live. Over time, it also becomes a financial asset as mortgage balances decrease and property values rise. When a major expense comes ...

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