Current home equity loan rates

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...
CNET

High Rates Keep Refinancing Out of Reach: Today's Refi Rates on July 23, 2025

So far this year, average mortgage rates have stayed stubbornly high, bouncing between 6.5% and 7%, as financial markets weigh the risks of both higher inflation and an economic slowdown. Most ...

Mortgage rates dip to three-year low after Trump’s bond-buying edict

Mortgage rates dipped again this week, with the 30-year fixed rate averaging 6.18%, down from 6.24% last week and the lowest ...
FingerLakes1.com

The Difference Between Refinancing and Borrowing Against Home Equity

For many homeowners, a house represents more than just a place to live. Over time, it also becomes a financial asset as mortgage balances decrease and property values rise. When a major expense comes ...