Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

A debt can be sold to a collection agency if you miss several payments on an account. A collection account stays on your credit report for approximately seven years. Collection accounts decrease your ...

A credit card opened in your name can hurt your score fast. Here's how it happens and what actually protects you.

To remove Capital One Collections from your credit report, you first need to know who currently owns the debt. In other words, has Capital One sold your unpaid credit card debt to another collection ...

A well-known business columnist wrote a column tackling the subject of couples and credit. She addressed the issue of one spouse making the other an authorized user on their credit card and opined ...

There are many benefits that come with a good credit score: better rates on car and homeowners insurance, more housing options, and the ability to snag credit cards with the best rewards, just to name ...