Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of ...

If you're a business owner, your personal auto insurance won't cover cars, trucks, or other vehicles you use for work. Commercial auto insurance can provide liability, collision and comprehensive ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

Most businesses carry different types of liability insurance. In particular, businesses typically need general liability insurance and workers’ compensation policies. When you have multiple policies ...

What is Smoke Shop Insurance? Smoke shop insurance is a type of commercial insurance designed specifically for businesses that sell tobacco products, smoking accessories, and other related items. This ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Commercial insurance protects businesses and their assets from liability, property damage and other risks. Many, or all, of the products featured on this page are from our advertising partners who ...

Lena Muhtadi Borrelli is a seasoned insurance writer with several years of experience writing as an authority for respected financial sites such as Forbes, Time, Newsweek, Bankrate, CNET, Investopedia ...