As you enter your golden years, your car insurance needs may change. You may drive less frequently, have a modified vehicle to assist with a disability, or prefer more personalized service. You'll ...

If you're middle-aged, you're enjoying some of the lowest of any demographic: A 50-year-old male driver pays an average of $2,515 a year for full coverage, or 6% less than a 40-year-old ($2,680) and ...