There are multiple strategic moves to make if your CD account is set to mature this month. Here's what to know now.
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A certificate of deposit (CD) is a type of savings account offered by banks and credit unions. You deposit your principal into an account for a predetermined period of time, and receive a fixed ...
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Best CD rates for January 2026
High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings ...
Missing your maturing CD's deadline could lock you into a lower APY and a new commitment you may not want. Before your CD matures, you have a short window to decide what to do before your bank ...
A certificate of deposit rollover is the process of transferring money from an existing CD into a new one as soon as it matures. It’s a way to reinvest the principal and/or interest for a new ...
The days of earning 5% or more on nearly risk-free certificates of deposit (CDs) are coming to an end, but for some, they could be ending even sooner than expected as banks and other financial ...
If saving more money is one of your financial goals for the new year, you're not alone. According to Fidelity, 44% of ...
Most CDs come with early withdrawal penalties that can wipe out some or all of your earnings. Financial emergencies and better opportunities can justify cashing in your CD early. Don't sleep on ...
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