Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

Get savings rates that surpass the national average ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.35% APY, offered by Veridian Credit Union.

Six-month CDs continue to offer some of the highest savings yields ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

"For savers, a declining rate environment often means that the best time to lock in a CD rate is now – after careful comparison. For banks and credit unions, this provides a unique opportunity to ...