The interest-earning potential with either account is significant now, but only one will guarantee those returns.

APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings ...

Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll ...

CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

As uncertainty around the economy continues and inflation remains elevated, the Federal Reserve decided at its March meeting to keep the federal funds rate as-is for now. While today's higher interest ...

Savings accounts are still paying strong APYs—and some offers let you layer short-term bonuses on top to supercharge what you ...

SEATTLE, Oct. 17, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide. The company today shared its October APY Checkpoint, a ...

A high-yield savings account can help you earn the most.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...